Guest

poor credit rating

/ˈpʊər ˈkrɛdɪt ˈreɪtɪŋ/ · poor.cred.it.ra.ting
noun
  1. A credit score or history that indicates a person or business has a history of missed payments, defaults, or other credit-related problems. The bank refused to lend her money due to her poor credit rating.
  2. A financial situation where an individual or business has a low credit score, making it difficult to obtain credit or loans at favorable interest rates. After the divorce, he had to deal with a poor credit rating and struggled to get a new credit card.
adjective
  1. Describing a credit score or history that indicates a person or business has a history of missed payments, defaults, or other credit-related problems. She had a poor credit rating and had to pay a higher interest rate on her loan.
Did you know? A poor credit rating can affect not only an individual's ability to obtain credit but also their employment opportunities and even their ability to rent an apartment.
Written by Lexi Wordsworth, Dictionary Editor 0 lookups Added Jul 18, 2026