risk-averse person
/ˈrɪsk əˈvɜːrs ˈpɜːrsən/ · risk·a·verse·per·son
noun
- A person who avoids or is reluctant to take risks. She is a risk‑averse person, always opting for the safest investment options.
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Did you know? The term "risk‑averse" was popularized in the 1970s by economist William F. Sharpe in his work on portfolio theory, shaping modern investment strategies.